Move money at the speed of the internet.
Deploy AI agents that monitor runway, chase invoices, execute payments, and compound growth. Your money works while you sleep.
Runway
Receivables
Payments
Growth
Capital Allocated
$142,847
Try the AI Agent
Ask a question about your business finances. See how Allocate answers in real-time.
The financial stack for AI-native businesses
Global dollar wallet. Instant settlements. AI agents that work for you. Everything a modern business needs to move money at internet speed.
Fee on $5,000 Transfer
Global Dollar Wallet
Hold USDC that earns 4-8% yield automatically. Send to any wallet globally in seconds. No FX fees, no delays.
- Earn yield automatically
- Instant global settlement
- Zero FX markup
const payment = await allocate.charge({
amount: 5000,
currency: 'USDC',
});
Allocate Pay
Accept stablecoin payments at checkout. Your customers pay with USDC, you get settled instantly. 1% flat fee.
- 5-minute integration
- No chargebacks
- Settle to your wallet
Agent Wallet
0x1a...9f2
Balance
$100.0000
Agent Commerce
Give your AI agents a wallet. They can pay for compute, APIs, and services autonomously. The funding source for the agent economy.
- Programmatic wallets
- Scoped spend limits
- Full audit logs
Accept stablecoins
like Apple Pay.
Give your customers a checkout experience they actually enjoy.
Instant settlement. No chargebacks. 1% fee.
For e‑commerce
Drop-in checkout. Customers pay in USDC; you see funds settle in seconds with no chargebacks.
For invoicing
Payment links land directly to your USD balance. Auto-ledgered with a 1% fee, nothing hidden.
Funds available instantly
USDC in → USD balance ready for payout
Pro License
Lifetime Access
$129.00
Settles to USD balance
$127.71
USDC payment
On-chain settlement, no chargebacks
Fee: 1%
Bank wires: ~$40 + FX spread
Agents pay for APIs
autonomously.
Standard APIs return 402 Payment Required. Allocate agents handle the handshake, payment, and proof generation in milliseconds. No human oversight needed.
Agent Wallet
Available Balance
$50.00
Resource Locked
Simple, transparent pricing.
Transparent pricing with no hidden fees.
Allocate Free
Self-serve SMBs, freelancers, agencies.
+ 1.5% transaction fee
- Digital dollar wallet
- Send & receive global payments
- Basic invoicing
- Email support
Allocate Private
High-value relationship customers.
+ 0.75% transaction fee
- Everything in Free
- Dedicated account manager
- Priority WhatsApp support
- Quarterly strategy calls
- Bulk payments
- Unlimited team seats
- Accounting integrations
- Compliance documentation
Processing over $500k/mo? Talk to us for custom volume pricing.
Stablecoins 101
Understanding the technology powering the next generation of global business.
Always redeemable 1:1
What are stablecoins?
Stablecoins are digital currencies pegged to stable assets like the US dollar. 1 USDC is always redeemable for $1 USD.
Unlike volatile cryptocurrencies (like Bitcoin), stablecoins are designed for payments. They combine the stability of the dollar with the speed of the internet.
Why do businesses use them?
Traditional money moves at the speed of banks: 3-5 days, business hours only, with hidden FX fees and high wire costs.
Stablecoins move at the speed of the internet: 24/7, instant settlement, and fraction-of-a-cent fees.They allow you to bypass the correspondent banking network entirely.
Self-Custody
You hold the keys. You hold the funds. We just provide the software.
How is Allocate different?
A traditional bank holds your money. If they fail, your access is frozen.
With Allocate, you hold your money. We provide the software interface (Global Accounts, Payroll, Expenses) to manage your onchain treasury, but we never take custody of your funds. You have total control.
Build from anywhere.
Bank like you're everywhere.
Join the founders who've escaped the 9-to-5, the borders, and the banks. Weekly playbook for building sovereign wealth in the digital economy.
The Sovereign Builder
Practical guides for borderless operations.
Ready to move money
at internet speed?
Join founders using Allocate to pay global teams, manage treasury, and save thousands on fees.
No credit card required · Cancel anytime
Frequently Asked Questions
Everything you need to know about stablecoin payments for your business.